How Do We Work Together?
We first help you envision what your ideal life looks like if money wasn’t an obstacle. Our role is to provide you with a framework to identify your most important life goals, and then guidance and tools to achieve them.
From there, we provide recommendations on everything in your financial life and begin guiding your financial journey, so you get closer to your ideal life, while also making sure you enjoy the ride. A critical element is being sure your goals closely align with your personal values. To achieve this, we must be sure the ‘fit’ is right between Advisor and Client.
Seeking The Right Fit
Step 1
A 15-30 virtual meeting so we can both determine if this could be a potential fit. If we aren’t the right firm for you, we will happily refer you to a firm that may be a better fit for your needs.
Step 2 – Discuss How We Can Help
A second virtual meeting where we better understand your needs and identify the value we can provide.
Step 3 – Proposal Presentation
We follow up with you to summarize how can help you, recommend the appropriate service model and provide the estimated fee if you were to sign on as a client. This step can be in-person, over a Zoom call or via email.
Step 4 – Decision Time
Are you ready to improve your financial life? Ask yourselves:
- Do we feel heard and understood?
- Do we believe Vested Wealth can help solve our financial problems?
- Do we believe investing in this relationship will help us reach our goals?
Step 5 – Begin The Engagement
1. Values & Goals Meeting
In this initial discovery call we identify your values and how they align with your goals. We help you answer, “How can our money help us live the lives we really want?”
2. The Organization Meeting
In this meeting we help organize all the elements of your financial life using tools like data aggregation, a personal online vault and personal portal.
Together we will help you link your accounts to your client portal and upload all relevant information to your secure vault. This will allow you to see all your financial data, updated daily.
3. Implementing Action Items
We will create an organized to-do list, identifying immediate, mid-term and long-term priorities. Any changes to portfolios will start now; as will other elements your financial plan. We will make any appropriate introductions to experts.
4. Progress Review
Life gets busy so we keep you accountable. After 90 days we will have a virtual review meeting. Together we will confirm a summary of the work completed. We will update to-do lists for both Advisor and Client. After discussing challenges we’ll identify next steps.
Step 6 – Ongoing Planning, Adjusting, and Continuous Monitoring
Financial planning is a continuous process, not a one time thing. We meet 2 to 3 times a year to check in on your financial health, follow up any of our mutual tasks, and make any needed adjustments. Changes are inevitable. Will help you navigate them.