Insights, Ideas and News
The Elusive Perfect Portfolio: Designing A Portfolio Unique To You
By Ember E. Martin, CFP®
It seems that every investor is looking for the perfect portfolio and every financial advisor claims to have it. But is there a perfect portfolio? Sadly there is not. Just as there is no perfect house or perfect car, there is no one perfect portfolio for everyone. Each person’s situation is unique, so one person’s “perfect portfolio” may not be perfect for someone else.
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The Top 5 Financial Planning Challenges In The First 10 Years of Retirement
By Ember E. Martin, CFP®
Planning for retirement can be stressful. And we know the last thing you need right now is more stress. But with all the chaos that 2020 brought into our lives, we also know you’re hoping for a relaxing, enjoyable life post-retirement now more than ever. And you’re likely concerned about how recent events will affect your retirement. Keep in mind that it’s not just about planning to reach this milestone; you also need to plan for the years that follow. Without the security of a steady paycheck and a structured schedule, you’re embarking on a journey into the unknown of finite resources and endless free time. Will all your years of hard work pay off?
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Financial Life Planning: What Is It And Who Needs It?
By Ember E. Martin, CFP®
Are you stressed about your finances? Do you worry about what your financial future might look like if you don’t take a more proactive approach to your plans and goals? If yes, you are not alone. Many American professionals and families worry about their ability to weather financial stress and move toward goals that will give them financial freedom. Working with a financial life planner can alleviate these concerns and give you the confidence to know that you’re planning today for a better tomorrow.
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10 Things To Do Within 10 Years Of Retirement
By Ember E. Martin, CFP®
They don’t call them “golden years” for nothing: days of golfing, traveling to bucket-list destinations, spending more time with kids and grandkids, taking up new hobbies…the possibilities in retirement are endless. But before you get caught up daydreaming and making your plans, complete these 10 things within 10 years of retirement to help you finish your working years stronger than you started!
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Top Read and Featured Articles
Financial Life Planning: What Is It And Who Needs It?
By Ember E. Martin, CFP® Are you stressed about your finances? Do you worry about what your financial future might look like if you don’t take a more proactive approach to your plans and goals? If yes, you are not alone. Many American professionals and families worry...
10 Things To Do Within 10 Years Of Retirement
By Ember E. Martin, CFP® They don’t call them “golden years” for nothing: days of golfing, traveling to bucket-list destinations, spending more time with kids and grandkids, taking up new hobbies…the possibilities in retirement are endless. But before you get caught...
Buying A House In Southern California? Here’s How Much You Can Afford
By Ember E. Martin, CFP® Living in Southern California is a dream. The weather is nice all year round with no snow in sight (except for the mountains). There are many things to do and many places to visit. Diverse communities with many cultures lend their own flair...
4 Things To Do In A Volatile Market
By Ember E. Martin, CFP® A global pandemic, volatile markets, quarantine…2020 certainly has not gone as expected. Forget “uncertain times”—more like scary or downright panic-inducing. In the midst of unprecedented volatility regarding the markets and employment, it’s...
Staying Home These Days? 4 Ways To Clean Up Your Finances While Social Distancing
By Ember E. Martin, CFP® If you’re like most Americans, you’ve suddenly found yourself spending all your time at home. With the absence of commuting, socializing, or other outside-the-home activities, you may be wondering how you can make the best use of your time....
I Am Here For You Virtually!
By Ember E. Martin, CFP® How often recently have you woken up worried or gone to bed at night with your mind racing? For most of us, our schedules have been turned upside down; we don’t know what’s going to happen with our businesses or jobs; we’re concerned for loved...