by | | Insights, Planning, Taxes
How much longer will you enjoy the tax benefits from the 2017 Tax Cuts and Jobs Act (TCJA) and the 2019 SECURE Act? It’s anyone’s guess, and it’s critical to squeeze out as much upside as possible before the new Biden administration raises taxes for...
by | | Insights, Investing, Planning
By Ember E. Martin, CFP® Planning for retirement can be stressful. And we know the last thing you need right now is more stress. But with all the chaos that 2020 brought into our lives, we also know you’re hoping for a relaxing, enjoyable life post-retirement now more...
by | | Insights, Lifestyle, News, Planning
By Ember E. Martin, CFP® Living in Southern California is a dream. The weather is nice all year round with no snow in sight (except for the mountains). There are many things to do and many places to visit. Diverse communities with many cultures lend their own flair...
by | | Insights, News, Planning
By Ember E. Martin, CFP® A global pandemic, volatile markets, quarantine…2020 certainly has not gone as expected. Forget “uncertain times”—more like scary or downright panic-inducing. In the midst of unprecedented volatility regarding the markets and employment, it’s...
by | | Insights, Investing, Planning
By Ember E. Martin, CFP® If you’re like most Americans, you’ve suddenly found yourself spending all your time at home. With the absence of commuting, socializing, or other outside-the-home activities, you may be wondering how you can make the best use of your time....
by | | Behavior, Featured, Insights, Lifestyle, Planning
To “live within your means” simply means to spend less on your lifestyle than you generate in earnings. Your “means” is your income. To live within that threshold, spend less than you earn. Of course, this is clearly easier said than done, given that the majority...
